RedotPay, a leading global stablecoin-based payment FinTech, has successfully closed an oversubscribed US$107 million Series B funding round. This substantial capital injection brings the company’s total funding raised in 2025 to an impressive US$194 million, reinforcing its commanding position in the digital asset application space.
The funding round was led by Silicon Valley venture capital firm Goodwater Capital, known for backing platform companies reshaping consumer experiences. New strategic investment also came from major blockchain and FinTech players, including Pantera Capital, Blockchain Capital, and Circle Ventures, with continued backing from existing investors like HSG.
Bridging Crypto and Real-World Finance
RedotPay is disrupting traditional payment networks by leveraging blockchain rails to offer instant, predictable, and borderless fund movement. The Hong Kong-based company has seen explosive growth, with its payment volume nearly tripling year-on-year, attracting over 3 million new users in 2025 alone. As of November, RedotPay boasts over 6 million registered users across more than 100 markets, managing an annualized payment volume exceeding US$10 billion.
The platform’s core mission is to make digital finance accessible, secure, and efficient for everyone, particularly targeting underserved populations facing currency risk and inflation. RedotPay achieves this through a suite of stablecoin-powered services: a secure Stablecoin-based Card for global spending, proprietary Global Payouts rails for fast worldwide transfers, and easy Stablecoin Access via multi-currency accounts and a P2P Marketplace.
Michael Gao, Co-Founder and CEO of RedotPay, confirmed the strategic focus: “Our goal is to help users manage their finances with confidence through stablecoin-powered financial services. With our latest funding, we plan to accelerate product innovation and expand our global reach. Beyond capital, our investors provide the expertise and resources to enable us to scale responsibly while remaining compliance focused and delivering outstanding user experiences.” Mr. Gao is joined by Co-Founder and Head of Partnerships, Jonathan Chan.
Investor Conviction in Financial Inclusion
The heavy backing from specialist investors underscores the pivotal role RedotPay is playing in the global adoption of digital currency.
Jin Oh, Partner at Goodwater Capital, commented on the potential for disruption: “RedotPay is improving financial access globally with remarkable traction for its stablecoin-driven solutions across major markets. We’re excited to support the company through its next phase of global growth as it expands stablecoin utility and continues to accelerate adoption and drive innovation across its payment products.”
Ryan Barney, Partner at Pantera Capital, shared the firm’s outlook: “Pantera Capital backs companies that use blockchain to solve real-world problems. RedotPay is bringing stablecoins into everyday payments at a global scale. It offers a glimpse into a future where digital assets form the foundation of faster and more inclusive financial systems.”
Blockchain Capital’s Jonah Burian highlighted the urgency of the product in volatile economic conditions. “In many countries, consumers face currency risk, savings erosion due to inflation, and fragile local banking systems. RedotPay seeks to bridge this gap by giving consumers meaningful control over their financial destiny.”
The new capital will be strategically utilized for acquisitions, securing new licenses, expanding the compliance organization for entry into new markets, and accelerating global hiring across engineering, product, and compliance teams.
📰 Editorial View: The Triumph of Utility Over Speculation
The massive Series B raise for RedotPay is a definitive market statement: the phase of crypto speculation is giving way to the era of blockchain utility. The company’s success is built upon the fundamental value proposition of the stablecoin—a digital asset that marries the stability of fiat currency (typically the US Dollar) with the borderless, low-cost efficiency of blockchain technology.
We believe RedotPay is strategically positioned at the most impactful intersection of FinTech and global development. By enabling consumers, especially those in regions plagued by high inflation and banking instability, to store value in a stable, dollar-denominated asset and then immediately spend it using a familiar card network, they are solving a profound economic pain point. This bridge between a reliable digital asset and traditional payment infrastructure is crucial for realizing the promise of financial inclusion. The fact that the company is reporting profitable growth and managing an annualized payment volume exceeding $10 billion in just two years demonstrates that their model is not only disruptive but fiscally sound and scalable.
The strong participation from top-tier institutional investors like Goodwater Capital and crypto-native giants like Pantera Capital indicates a powerful convergence of expertise: deep consumer technology insight meeting profound blockchain specialization. This backing ensures RedotPay has the resources not only for global expansion but also to rigorously scale its compliance infrastructure—a non-negotiable requirement for bridging the regulated financial world with the crypto ecosystem. RedotPay is not just building a payment product; it is constructing a more robust, inflation-proof, and accessible global financial rail for the modern digital economy.
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