Plata, the high-tech Mexican financial platform, has arranged financing of up to US$500 million through Nomura Securities International, Inc., marking the largest private credit financing ever raised by a Mexican digital financial services company. The transaction also represents the first time a Japanese global financial institution has backed a deal of this magnitude in Mexico’s fintech sector.
With this milestone, Plata surpasses US$1.6 billion in cumulative institutional funding since entering the Mexican market, reflecting strong international confidence in its regulatory, technological, and operational model. The company continues to advance toward launching operations as a fully regulated bank, now serving over 2.5 million active customers.
Co-founder and CEO Neri Tollardo described the funding as a significant endorsement of both Mexico and Plata’s disciplined, technology-driven approach: “Nomura’s support is more than a financial operation; it is a sign of confidence in Mexico and in the real possibility of building modern, disciplined, technology-driven institutions from our region. It brings us closer to the launch of our banking operations and confirms that a solid model can compete globally.”
Founded in 2022, Plata has built its proprietary banking infrastructure, combining digital operations with in-person verification to ensure secure onboarding. The platform has created over 3,000 jobs, including more than 500 specialists in engineering and technology, and has invested over US$1 billion in Mexico. Its investor base now spans the United States, UK, Europe, Japan, and Latin America, including Kora, TelevisaUnivision, Moore Strategic Ventures, Hedosophia, Fasanara Capital, and Baring Ventures.
This new financing milestone reinforces Plata’s position as a pioneer in Latin American digital finance, illustrating the market’s readiness to embrace globally competitive, innovative financial institutions. The company’s trajectory demonstrates how disciplined regulatory compliance, proprietary technology, and strong capital backing can converge to build a scalable and resilient financial platform.
Editorial Perspective:
Plata exemplifies the growing potential of Latin America’s fintech sector, combining rapid customer adoption with rigorous regulatory adherence. The record-setting support from Nomura highlights confidence in Plata’s ability to scale as a fully regulated bank, potentially reshaping Mexico’s financial landscape. Its emphasis on technology-driven processes, in-house infrastructure, and hybrid customer engagement positions it to set new standards in digital banking innovation.
The international investor confidence and milestone funding signal that Plata is on a trajectory to not just lead in Mexico, but to influence broader Latin American banking practices, bridging the gap between local innovation and global financial credibility.
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